/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy-900: #0a1628;
  --navy-800: #0f1d33;
  --navy-700: #15294a;
  --navy-600: #1a365d;
  --gold: #b8860b;
  --gold-light: #d4a017;
  --gold-pale: #fef3c7;
  --gray-50: #f8f9fa;
  --gray-100: #f1f3f5;
  --gray-200: #e9ecef;
  --gray-300: #dee2e6;
  --gray-400: #adb5bd;
  --gray-500: #6c757d;
  --gray-600: #495057;
  --gray-700: #343a40;
  --gray-800: #212529;
  --white: #ffffff;
  --radius: 12px;
  --radius-sm: 8px;
  --shadow: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-lg: 0 10px 40px rgba(0,0,0,0.12);
  --transition: 0.2s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: 6rem 0;
}
.section-alt {
  background: var(--gray-50);
}

.section-header {
  text-align: center;
  max-width: 600px;
  margin: 0 auto 4rem;
}
.section-header h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--navy-800);
  letter-spacing: -0.02em;
  margin-bottom: 0.75rem;
}
.section-header p {
  font-size: 1.15rem;
  color: var(--gray-500);
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: inherit;
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  border-radius: var(--radius-sm);
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: var(--shadow);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.3);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.6);
  transform: translateY(-1px);
}
.btn-gold {
  background: var(--gold);
  color: var(--white);
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: var(--shadow);
}
.btn-lg {
  padding: 0.85rem 2rem;
  font-size: 1.05rem;
  border-radius: var(--radius);
}
.btn-sm {
  padding: 0.5rem 1.25rem;
  font-size: 0.875rem;
}
.btn-full {
  width: 100%;
  padding: 1rem;
  font-size: 1.05rem;
}

/* ===== LANG TOGGLE ===== */
.lang-toggle {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.8);
  padding: 0.35rem 0.85rem;
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  font-family: inherit;
  letter-spacing: 0.03em;
  margin-right: 0.75rem;
}
.lang-toggle:hover {
  background: rgba(255,255,255,0.2);
  color: var(--white);
}

/* ===== NAVIGATION ===== */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: rgba(10, 22, 40, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: background var(--transition);
}
.nav.scrolled {
  background: rgba(10, 22, 40, 0.98);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.nav-logo {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--white);
  text-decoration: none;
  letter-spacing: -0.02em;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}
.nav-right { display: none; }
.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}
.nav-links a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 0.925rem;
  font-weight: 500;
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--white); }
.nav-cta { color: var(--white) !important; }
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-toggle span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-700) 50%, var(--navy-600) 100%);
  overflow: hidden;
}
.hero-gradient {
  position: absolute;
  top: -50%; right: -20%;
  width: 80%; height: 200%;
  background: radial-gradient(circle at center, rgba(184,134,11,0.08) 0%, transparent 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3rem;
  align-items: center;
  width: 100%;
  padding: 5rem 0;
}

.hero-content {
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(184,134,11,0.15);
  border: 1px solid rgba(184,134,11,0.3);
  color: var(--gold-light);
  padding: 0.4rem 1rem;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 1.5rem;
}
.badge-dot {
  width: 8px; height: 8px;
  background: var(--gold);
  border-radius: 50%;
  display: inline-block;
}

.hero h1 {
  font-size: 3.4rem;
  font-weight: 900;
  color: var(--white);
  line-height: 1.12;
  letter-spacing: -0.03em;
  margin-bottom: 1.5rem;
}
.hero-highlight { color: var(--gold-light); }

.hero-desc {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
  max-width: 480px;
  margin-bottom: 2rem;
}
.hero-desc strong { color: var(--white); }

/* Hero Quick Start (matching Progressive/Geico inline quote) */
.hero-quick-start {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 1.25rem;
  max-width: 520px;
  backdrop-filter: blur(5px);
}
.quick-start-row {
  display: flex;
  gap: 0.75rem;
}
.quick-start-select {
  flex: 1;
  padding: 0.85rem 1rem;
  font-size: 1rem;
  font-family: inherit;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-sm);
  background: rgba(255,255,255,0.1);
  color: var(--white);
  outline: none;
  cursor: pointer;
}
.quick-start-select option {
  background: var(--navy-800);
  color: var(--white);
}
.quick-start-select:focus {
  border-color: var(--gold);
}
.hero-start-btn {
  flex-shrink: 0;
  padding: 0.85rem 1.75rem;
}
.quick-start-hint {
  margin-top: 0.75rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
}
.quick-start-hint a {
  color: rgba(255,255,255,0.7);
  text-decoration: underline;
}
.quick-start-hint a:hover { color: var(--white); }

/* Hero Visual */
.hero-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1;
}
.hero-mascot-ring img {
  border-radius: 50%;
  object-fit: cover;
  border: 4px solid rgba(255,255,255,0.15);
  box-shadow: 0 20px 80px rgba(0,0,0,0.5);
  animation: float 3s ease-in-out infinite;
}
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.hero-floating-card {
  position: absolute;
  background: var(--white);
  color: var(--navy-800);
  padding: 0.5rem 1rem;
  border-radius: 100px;
  font-size: 0.85rem;
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
  white-space: nowrap;
}
.hero-float-1 {
  top: 5%;
  right: -10%;
  animation: floatCard 4s ease-in-out infinite;
}
.hero-float-2 {
  bottom: 10%;
  left: -5%;
  animation: floatCard 4s ease-in-out 1s infinite;
}
@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* ===== TRUST BAR ===== */
.trust-bar {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  padding: 1.5rem 0;
}
.trust-items {
  display: flex;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.trust-number {
  display: block;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--navy-800);
  letter-spacing: -0.02em;
  line-height: 1.2;
}
.trust-label {
  display: block;
  font-size: 0.8rem;
  color: var(--gray-500);
  font-weight: 500;
}

/* ===== SERVICE CATEGORIES ===== */
.service-category { margin-bottom: 2rem; }
.category-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 2rem;
}
.category-icon {
  font-size: 1.8rem;
  width: 56px; height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gray-100);
  border-radius: var(--radius);
}
.category-header h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--navy-800);
}
.category-header p {
  color: var(--gray-500);
  font-size: 0.95rem;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 2rem;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.card:hover {
  border-color: var(--gray-300);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}
.card p { flex: 1; }
.card-icon {
  font-size: 1.8rem;
  margin-bottom: 1rem;
  width: 48px; height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gray-50);
  border-radius: var(--radius-sm);
}
.card h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.5rem;
}
.card p {
  font-size: 0.925rem;
  color: var(--gray-500);
  line-height: 1.6;
  margin-bottom: 1.25rem;
}
.card .btn-outline {
  color: var(--navy-700);
  border-color: var(--gray-300);
}
.card .btn-outline:hover {
  background: var(--navy-700);
  color: var(--white);
  border-color: var(--navy-700);
}

/* ===== PREMIUM BANNER ===== */
.premium-banner {
  background: linear-gradient(135deg, var(--navy-700), var(--navy-800));
  border-radius: var(--radius);
  padding: 2.5rem 3rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 4rem;
  gap: 2rem;
}
.premium-content h3 {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.5rem;
}
.premium-content p {
  color: rgba(255,255,255,0.7);
  max-width: 500px;
  line-height: 1.6;
}
.premium-badge {
  display: inline-block;
  background: rgba(184,134,11,0.2);
  color: var(--gold-light);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 0.25rem 0.75rem;
  border-radius: 100px;
  margin-bottom: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ===== WHY ME ===== */
.features {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}
.feature {
  padding: 2rem;
  border-left: 3px solid var(--gold);
  background: var(--white);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}
.feature-number {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.1em;
  margin-bottom: 0.75rem;
}
.feature h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.5rem;
}
.feature p {
  font-size: 0.925rem;
  color: var(--gray-500);
  line-height: 1.6;
}

/* ===== TESTIMONIALS ===== */
.testimonials {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.testimonial {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 2rem;
}
.testimonial-stars {
  color: var(--gold);
  font-size: 1rem;
  margin-bottom: 1rem;
}
.testimonial-text {
  font-size: 0.95rem;
  color: var(--gray-600);
  line-height: 1.7;
  font-style: italic;
  margin-bottom: 1.5rem;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.author-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--navy-600);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
}
.testimonial-author strong {
  display: block;
  font-size: 0.9rem;
  color: var(--navy-800);
}
.testimonial-author span {
  font-size: 0.8rem;
  color: var(--gray-400);
}

/* ===== CONTACT / LEAD FORM ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 4rem;
  align-items: start;
}
.form-wrapper h2,
.contact-info h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--navy-800);
  letter-spacing: -0.02em;
  margin-bottom: 0.5rem;
}
.form-wrapper > p,
.contact-info > p {
  color: var(--gray-500);
  margin-bottom: 2rem;
  font-size: 1.05rem;
}
.lead-form { background: var(--white); }
.form-row { margin-bottom: 1.25rem; }
.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.form-group { display: flex; flex-direction: column; }
.form-group label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 0.4rem;
}
.form-group input,
.form-group select,
.form-group textarea {
  font-family: inherit;
  font-size: 0.95rem;
  padding: 0.75rem 1rem;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--gray-800);
  transition: border-color var(--transition);
  outline: none;
  width: 100%;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(184,134,11,0.1);
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--gray-400); }

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  cursor: pointer;
  font-size: 0.875rem;
  color: var(--gray-500);
  line-height: 1.5;
}
.checkbox-label input[type="checkbox"] {
  width: 18px; height: 18px;
  margin-top: 2px;
  accent-color: var(--gold);
  cursor: pointer;
  flex-shrink: 0;
}

.form-success {
  text-align: center;
  padding: 3rem 2rem;
}
.form-success h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.5rem;
}
.form-success p { color: var(--gray-500); }

/* ===== CONTACT SIDEBAR ===== */
.contact-methods {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin-bottom: 1.5rem;
}
.contact-agent {
  font-size: 0.95rem;
  color: var(--navy-600);
  margin-bottom: 1.5rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--gray-200);
  font-weight: 600;
}
.contact-method {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.contact-icon {
  width: 44px; height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gray-100);
  border-radius: var(--radius-sm);
  font-size: 1.2rem;
  flex-shrink: 0;
}
.contact-method strong {
  display: block;
  font-size: 0.9rem;
  color: var(--navy-800);
}
.contact-value {
  font-size: 0.95rem;
  color: var(--gold);
  text-decoration: none;
  font-weight: 500;
}
a.contact-value:hover { text-decoration: underline; }

.social-links {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.social-link {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.7rem 1rem;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm);
  color: var(--gray-700);
  text-decoration: none;
  font-size: 0.925rem;
  font-weight: 500;
  transition: all var(--transition);
}
.social-link:hover {
  border-color: var(--gold);
  color: var(--navy-800);
}
.social-link span { font-size: 1.1rem; }

/* ===== FOOTER ===== */
.footer {
  background: var(--navy-800);
  color: rgba(255,255,255,0.7);
  padding: 4rem 0 2rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 4rem;
  margin-bottom: 3rem;
}
.footer-brand h4 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.5rem;
}
.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.6;
}
.footer-links h5 {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}
.footer-links a {
  display: block;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  font-size: 0.9rem;
  margin-bottom: 0.5rem;
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 2rem;
  font-size: 0.85rem;
  text-align: center;
  color: rgba(255,255,255,0.4);
}
.footer-divider { color: rgba(255,255,255,0.15); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { order: -1; margin-bottom: 2rem; }
  .hero-mascot-ring img { width: 200px; height: 200px; }
  .hero-floating-card { display: none; }
  .hero h1 { font-size: 2.6rem; }
  .hero-quick-start { max-width: 100%; }
  .trust-items { gap: 1.5rem; }
  .trust-number { font-size: 1.1rem; }
}

@media (max-width: 900px) {
  .hero h1 { font-size: 2.4rem; }
  .cards { grid-template-columns: 1fr; }
  .testimonials { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .features { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
  .section { padding: 4rem 0; }
  .section-header h2 { font-size: 2rem; }
  .premium-banner { flex-direction: column; text-align: center; padding: 2rem; }
  .trust-items { justify-content: flex-start; overflow-x: auto; flex-wrap: nowrap; padding-bottom: 0.5rem; }
  .trust-item { flex-shrink: 0; }

  .nav-right { display: flex; align-items: center; }
  .nav-links {
    display: none;
    position: absolute;
    top: 68px; left: 0; right: 0;
    background: var(--navy-900);
    flex-direction: column;
    padding: 1.5rem;
    gap: 1rem;
    border-bottom: 1px solid rgba(255,255,255,0.06);
  }
  .nav-links.active { display: flex; }
  .nav-toggle { display: flex; }
}

@media (max-width: 640px) {
  .hero h1 { font-size: 2rem; }
  .quick-start-row { flex-direction: column; }
  .hero-desc { font-size: 1rem; }
  .form-row-2 { grid-template-columns: 1fr; }
}